Home | Car | Mortgage | Education Loans

Personal finance solutions with institutional pricing.

• Home loans for purchase, construction, or renovation
• Car loans for new and pre-owned vehicles
• Mortgage loans for personal or business use
• Education loans for India and overseas studies

Competitive rates, fast processing, and transparent structures.

General Documents

KYC DOCUMENTS

(Applicants / Promoters / Directors / Partners)

• PAN Card (Self-attested)

• Aadhaar Card / Passport / Voter ID

• Mobile Number & Email ID (Linked with Aadhaar)

• Latest Electricity Bill / Utility Bill (Address Proof)

• Passport-Size Photographs

BANKING & CREDIT DOCUMENTS

• Bank Statements – Last 12 Months

  • Savings Account (Individuals / Salaried)

  • Current Account (Business Entities)

• CIBIL Report (Latest – Individual & Entity)

• Net Worth / Asset & Liability Statement (CA-Certified)

INCOME PROOF

A. Salaried Applicants

• Salary Slips – Last 3 Months

• Form-16 – Last 2 Years

B. Self-Employed / Business Owners

• Income Tax Returns with Computation – Last 3 Years

• Audited Financial Statements – Last 3 Years

C. Rental Income

• Registered Rent Agreement

• Rent Receipts / Bank Credit Proof

• Electricity Bill of Rented Property

D. Other Income

• Relevant Supporting Documentary Proof

EXISTING & CLOSED LOAN DETAILS

A. Running Loans

• Sanction Letter

• Latest Loan Statement

B. Closed Loans

• Loan Closure Letter / NOC

• Original Sanction Letter (If Available)

C. Balance Transfer (BT) / Takeover Cases

• Sanction Letter

• List of Documents (LOD)

• Foreclosure / Pre-Closure Letter

COLLATERAL SECURITY DOCUMENTS

(If Applicable)

• Complete Property Title Chain Documents

• Latest Electricity Bill

• Approved Building Plan / Layout Map

• Property Tax Paid Receipt

• Encumbrance / Mortgage Details

• List of Documents (LOD) (If Property Already Mortgaged)

Product Specific Documents Required for Loans Retails Loans- Home Loans

• Purchase Loan: Sale Agreement / Allotment Letter
• Construction Loan: Construction Estimate & Stage-wise Cost

Product Specific Documents Required for Loans Retails Loans- Education Loans

• Admission Letter (India / Abroad)
• Course Fee Structure
• Student KYC
• Co-Applicant KYC & Income Proof
• Bank Statement – Last 6–12 months
• Collateral Documents (if applicable)